Been in a Collision? Read this Car Accident Checklist

Car accidents are shocking and sometimes traumatic events, but it is crucial to keep your wits about you and handle the situation in a rational, systematic manner. Controlling how the aftermath unfolds, including the issue of insurance liability and the speed with which you can get your auto functional and back on the road again, depends in part on how well you manage your actions and collect information in the first hour after the accident.

Keeping a checklist on hand to remind yourself of the necessary steps and stay focused at a stressful moment is key to successfully managing the situation. Two major benefits to be reaped include a faster return to normality and monetary savings. All of your collision concerns will be smoothed by contacting Providence Auto Body as soon as possible. We provide both high quality, cutting edge auto body repair and car refinishing services designed to benefit the driver rather than the insurance company, and complete handling of the claim process to spare you the paperwork and to make certain you are treated fairly by your insurer.

The Post-Accident Checklist

Immediately after the accident, determine if you are in any danger and take steps to stay safe if necessary. However, if there is any sign of burning in either of the vehicles, such as visible smoke or fire, move a short distance away in case a gas tank explodes. If there is no sign of fire but the other driver seems to be enraged to the point of aggression, safety may be best served by remaining in your car with the doors locked until the police arrive.
Call the police and report the accident, and inform them if there are any injuries to you or other people at the scene. Give a concise, calm account of the event, remaining as neutral and accurate as possible. Provide location information and your name and cell number.
While waiting for the police, examine the scene and memorize what you see. If you have a camera, including a cell phone camera, take pictures from multiple angles. Do not discuss the accident with other people on the scene. Do not state that you were at fault.
Collect information about the other party involved in the accident, and provide them with your information in return. Keeping a printout or two with this data in your glove compartment along with your insurance papers helps to speed the process if you are involved in a collision. Personal information to collect includes the name, address, and telephone number of the other driver. Get the insurer’s company name, address, and telephone number, plus the policy number, car license plate number, and VIN (vehicle identification number – this last is critical to quick, effective claim filing).
When the police arrive, give them your account of the accident as accurately as possible, without directly assigning or accepting blame. File a car accident report that corresponds to your verbal account. If possible, take notes to give yourself a record of what happened, for later reference. Keep your account succinct, accurate, and as non-emotional as possible. Do not leave the scene until you have spoken to the police.
Contact Providence Auto Body to make arrangements for repairs and, if necessary, alternate transportation. We can also handle filing and negotiating your insurance claim for you.